Refinance Calculator
Should You Switch Rates?
Find out if breaking your current fixed term to switch to a lower rate could save you thousands.
Your Current Loan
$
$
%
Current loan balanceNZ$499,708
Auto-calculated from your inputs
By switching, you could save
$0
over the next 24 months
Current payment
NZ$3,000
6.5% p.a.
New payment
NZ$2,369
4.59% p.a.NZ$631/mo
New rates available today
ANZ
Special1 Year
4.59%
Kiwibank
Special1 Year
4.59%
Westpac
Special1 Year
4.59%
Current Special Rates by Bank
| Bank | 6m | 1yr | 18m | 2yr | 3yr | 5yr |
|---|---|---|---|---|---|---|
| — | |||||
| — | |||||
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Rates sourced from major NZ banks. Special rates shown; click any rate to use it in your calculation.
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*This calculator provides an estimate only. Actual costs may vary.