Repayment Calculator

What Are Your Repayments ?

Calculate your mortgage repayments based on current NZ rates. See how loan amount, term, and frequency affect what you pay.

Loan Details

$
$50K$3M
%

Extra Repayments

Pay off your loan faster by paying above the minimum repayment required.

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Your repayment

$0

Monthly

Total interest

NZ$421,684

Total cost

NZ$921,684

Loan Breakdown

54%Principal
Principal
NZ$500,000
Interest
NZ$421,684

Amortization Schedule

Year 1Year 30

Current Special Rates by Bank

Bank6m1yr18m2yr3yr5yr
ANZ
ANZ
Kiwibank
Kiwibank
Westpac
Westpac

Rates sourced from major NZ banks. Special rates shown; click any rate to use it in your calculation.

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*This calculator provides estimates only. Actual rates and payments may vary.